Primefundly
Applications reviewed individually by our underwriting team
Secure, encrypted application No cost to apply
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Business & Equipment Financing

Funding built around how your business actually runs.

Primefundly arranges business term loans, lines of credit, and equipment financing — matched to your revenue, your timeline, and the purchase you're making, not a one-size approval box.

Start an application See financing options
No cost to apply Decisions typically in 24–48 hrs $10K – $2M funded
Sample Program Illustrative
Equipment financingup to 100% of cost
Term loan range$25,000–$1,000,000
Line of credit$10,000–$500,000
Typical term1–7 years
Initial decision24–48 hrs
Figures illustrate program ranges, not a quote. Your actual rate, term, and amount depend on revenue, time in business, credit, and the financing product.
Encrypted application
Submitted over a secure connection
No cost to apply
No fee to apply or receive an offer
Reviewed individually
By our underwriting team, not just a score
Direct-to-vendor funding
Equipment purchases can pay the seller directly
About Primefundly

Capital, structured around your business — not the other way around.

Most financing sites push you toward whichever product is easiest for them to sell. Primefundly starts from the other end: what you're actually financing, and what your revenue can actually support — then matches that to a term loan, a line of credit, or equipment financing built for it.

Purpose first

We ask what the money is for before we ask what you qualify for.

Real numbers, shown early

Amount, cost, and schedule are laid out before you're asked to sign anything.

Underwriting, not guesswork

Offers are sized to what your business can carry — not the maximum you can be talked into.

More about how we work
Financing Products

Four ways to put capital to work.

Each product is built for a different shape of need — a one-time purchase, a cash-flow cushion, or a specific piece of equipment. We'll help you pick the right one during review.

PRODUCT 01

Business Term Loans

A lump sum of capital repaid on a fixed schedule, so you know exactly what's due and when.

Use it for: expansion, hiring, inventory buildup, refinancing existing debt.

Amount$25K – $1M
Term1 – 5 years
Full program details →
PRODUCT 02

Business Lines of Credit

Revolving credit you draw against as needed — interest applies only to what you actually use.

Use it for: cash-flow gaps, seasonal swings, opportunistic buys.

Amount$10K – $500K
Draw period6 – 24 months
Full program details →
PRODUCT 03

Equipment Financing & Leasing

The equipment itself secures the loan, so approval leans on the asset as well as your business.

Use it for: vehicles, machinery, medical, restaurant, or construction equipment, technology.

Amount$15K – $2M
Term2 – 7 years
Full program details →
PRODUCT 04

Working Capital Loans

Short-term funding sized to your cash flow, for needs that can't wait for a term loan to close.

Use it for: payroll, marketing pushes, repairs, bridging receivables.

Amount$10K – $250K
Term3 – 18 months
Full program details →

Financing a major, longer-runway investment? See SBA-Backed Financing on the full programs page.

Not sure what fits
Try the calculator to see an estimated payment for each product before you apply.
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Process

From application to funding, in four steps.

01

Apply

Tell us about your business and what you're financing. About 10 minutes, no upfront cost.

02

Review

We review revenue, time in business, and the purchase or need, then match you to the right product.

03

Offer

You see term options in plain language — amount, rate structure, schedule — before signing anything.

04

Fund

Accept, and funds are released. Equipment purchases can often be paid directly to the vendor.

Eligibility

What we look at.

  • ✓Time in business6+ months typical, varies by product
  • ✓Monthly revenue$10,000+ typical
  • ✓Personal creditAll ranges considered; stronger credit unlocks better pricing
  • ✓DocumentationRecent bank statements, and for equipment, a seller quote or invoice
Why Primefundly

Built to be worth the paperwork.

Matched, not mass-produced

We recommend the product that fits your purpose — not whichever pays the biggest commission.

Plain-language offers

Full amount, total cost, and repayment schedule, shown before you sign anything.

Direct-to-vendor funding

Equipment financing can pay the seller directly, so you're not fronting cash you don't have.

One point of contact

A single specialist walks with you from underwriting through funding.

FAQ

Common questions.

Initial matching typically uses a soft inquiry, which doesn't affect your score. A full credit check only happens if you decide to move forward with a specific offer, and we'll tell you before that happens.
Machinery, vehicles, technology, and medical, restaurant, or construction equipment — generally anything that generates revenue for your business. Financing can often cover the full purchase price plus installation or delivery.
Initial decisions typically land same-day to 48 hours. Actual funding timing depends on the product and, for equipment, on coordinating with the seller.
Some products ask for 6+ months in business. Newer businesses may still qualify for equipment financing, since approval leans more on the asset being financed.
Nothing. There's no cost or obligation to apply or to receive an offer.

Have a purchase or a plan? Let's structure the financing.

This is the same intake our underwriting team works from — the more complete it is, the faster we can come back with real numbers.

01

Business Information

Optional here — we'll request it before funding if you leave it blank.
02

Financials

03

Funding Request

04

Contact & Authorization

Submitted over an encrypted (HTTPS) connection and sent straight to our underwriting team. On the free Formspree plan you'll land on Formspree's own confirmation page next — we'll follow up within one business day.